St.George Starts Low Stays Low Credit Card

One low rate for purchases and cash that’s guaranteed to stay low.

Money management made easier with a low interest rate of 11.99% p.a.* guaranteed to stay low. A great credit card choice to help carry you through day-to-day expenses. A popular option from our award-winning range of credit cards see more about the St.George Starts Low Stays Low credit card with Instant Benefits.

With one of Australia's lowest ongoing variable interest rates. No matter how long you take to repay - even with low monthly minimum repayments, this rate is guaranteed to stay low - currently at just 11.99% p.a.

Key Features:

• Pay just 11.99% p.a. on both purchases and cash advances*
• Annual Card Fee $59
• Choice of Visa or MasterCard
• Up to 55 days Interest Free days on purchases
  Financial flexibility to make purchases on your card with no repayment required up to 55 days from date of purchase based on your statement date. An ideal choice when you want to pay your balance monthly.
• Up to three additional cards at no extra cost with all purchases on one statement.
• Instant discounts and added extras with St.George
• Select your colour - Match your credit card to your suit your style - Starts Low Stays Low Visa or MasterCard available in black, purple, lime or pink.

*Interest rates quoted current as at 01/01/07 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.

** These benefits are provided to cardholders and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.

*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases, which is currently 11.99%p.a. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.