St.George Gold Low Rate Credit Card
A low rate with Gold card benefits including shopping and travel insurances
Enjoy more freedom with St.George Gold Low Rate.
For a higher credit limit, higher daily cash allowances, overseas travel insurance, complimentary financial and personal services, and access to Instant Benefits at one of the lowest interest rates possible apply for a Gold Low Rate credit card.
Key Features:
- Interest rate 12.99% p.a. on both purchases and cash advances
- Annual card fee of $65
- Up to 55 interest days free on purchases
- Choice of Visa or MasterCard
- Free Overseas Travel Insurance
- Up to three additional cards at no extra cost
- Instant discounts and added extras with St.George
- Minimum higher credit limit of $5,000
- Free Extended Warranty on purchases
- Emergency card replacement
- Phone and Internet banking services
- Access to your other St.George accounts
Complimentary Insurance for Gold Card Customers:
When you make a purchase on your St.George Gold Low Rate Credit Card, you are automatically entitled to:
- Overseas Travel Insurance: The cover provides three consecutive months of overseas travel insurance to the cardholder, their spouse and dependant children, at no extra cost for travel purchased on the card - including luggage and medical cover.
- Extended Warranty: The cover extends the manufacturer’s expressed Australian warranty on the purchased goods.
- Transit Accident Insurance: The cover provides certain accidental death and injury cover for cardholders who sustain an injury while riding as a passenger in a plane, tourist bus, train or ferry with a ticket purchased on the card.
*Interest rates quoted current as at 01/01/07 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases, which is currently 12.99%p.a. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
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