
HSBC Low Rate Visa Card SPECIAL LIMITED OFFER: 0%p.a.* until 1 January 2008 on balance transfers* Low ongoing rate of 11.95%p.a.~ on purchases Cash advance rate of 15.95% p.a. $0 annual fee for the first year, and only $39 thereafter Up to 55 days interest-free on purchases. Access to our home&Away Privilege Program with Instant Rewards in over 40 countries when you use your Card.	HSBC Visa Classic Credit Card Low annual fee $59 (waived in the first year) General rewards - earn points when you spend Up to 45 days interest free Interest rate 18.25% p.a. on both purchases and cash advances $0 fee 1 point for every dollar spent	HSBC Visa Gold Credit Card Annual fee $99 (waived in the first year) Up to 45 days interest free Interest rate 18.25% p.a.on both purchases and cash advances $0 fee 1 point for every dollar spent Credit card insurance
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