With Cash Back Card there’s no need to worry about collecting or redeeming rewards points. Cash Back is automatically credited to your account every month, for every time you spend on your card.

Earn up to 4%^ Cash Back on new purchases and bill payments made throughout the month automatically
A low 4.9%p.a.Ø for the life of balance transfers†
Generous credit limit of $20,000#
Up to 55 days interest free on retail purchases
Citibank World Privileges
It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you.
Low annual fee of $69

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Terms and Conditions

Terms and Conditions apply and are available on request. An annual fee currently $69 for the Primary Card and $19 for an Additional Card applies. Standard Citibank Credit Card fees and charges apply.
Ø Citibank Credit Cards are currently offering an introductory rate of 4.9% p.a. on balances you transfer. Fees and charges apply. Terms and Conditions apply and are available on request.
† Balances transferred are repaid first. Transactions made other than with this offer will be subject to interest at Citibank's standard Cash Back® Card rate currently 18.75%p.a.
◊ $50 will be credited to the account 8-10 weeks after first spend on your card. This offer is only available to all new applications that are approved before January 31, 2007.
# Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating.
^ Cash Back earned is accumulated until it is at least $25 and is then credited on the first day of your next Statement Period. Cash Back benefits are capped at $1,500 each 12 months from account opening. Accumulated Cash Back benefits are forfeited if the account is suspended or closed.

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.