This offer is subject to Terms and Conditions and credit approval criteria. Fees, charges and interest rates apply and are current as at 16 August 2006.
Qantas domestic Economy return flight: Terms and conditions apply. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights.
Domestic & International Travel Insurance: Insurance Products are arranged through American Express International Inc (ABN 15 000 618 208) AFS Licence No. 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. A Product Disclosure Statement (PDS) is available upon request from us. The information contained in this document has been prepared without taking into account your objectives, financial situation or needs. You should read the appropriate PDS and consider the appropriateness of the insurance in relation to your individual requirements.
Membership Rewards: Subject to the terms and conditions of the American Express Membership Rewards program.
American Express Australia Limited. ABN 91 108 952 085. ®Registered Trademark of American Express Company. GPO Box 1582, Sydney NSW 2001.

FULL CARD BENEFIT DETAILS

Annual Card Fee
$395 p.a.

Minimum Income Required to Apply
$65,000 p.a.

Standard Interest Rate
16.74% p.a

Balance Transfer Rate
Save on interest charges and transfer your other credit card balances to a competitive rate of 6.99% for the life of the transferred balance.

Subject to Balance Transfer Terms and Conditions advised at the time of requesting the Balance Transfer

Interest Free Days
If you choose to pay your balance in full, you can enjoy up to 55 interest free days on purchases made with your Platinum Credit Card. This interest free credit is available depending on when the statement is issued, whether you have obtained a balance transfer, and whether you are carrying forward a balance from your previous statement period. Please note that there are no interest free days for cash advances or balance transfers.

24/7 Online Account Access
Online Services allows you to manage various aspects of your Card Account - saving you time and giving you complete control, 24 hours a day.

Emergency Card Replacement
Should your Card be lost, stolen or damaged, we can provide you with a replacement Card virtually anywhere in the world, usually within 24 hours.

Online Fraud Protection Guarantee
Shop online with confidence. You will not be held responsible for unauthorised online purchases. Provided you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Credit Card Conditions, you will not be held liable for any unauthorised charges

Cash Advance
Cash when you need it. You can make ATM withdrawals on your Credit Card at most ATMs in Australia and at over 520,000 ATMs worldwide

Withdrawal amount will be charged to your nominated account for each transaction. A transaction fee applies. Currency conversion fee is payable when a cash withdrawal is processed in a currency other than Australian dollar

The American Express Platinum Credit Card

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.